Delta Dental’s Federal Employees Dental Insurance Program
A healthy smile is a powerful thing, protect with Delta Dental. The nation’s leading dental benefits provider. Hello and welcome to Delta Dental’s Federal Employees Dental Program. If you’re like a lot of other folks, you’re probably up to your eyeballs in pamphlets, websites and brochures of the different health, dental and vision plans available to you.
We recognize that it can be overwhelming! Our goal is to help simplify things for you. This short presentation will cover the most important aspects of this program, review the two plan options and benefits available and show you how choosing Delta Dental will make your mouth, and your wallet smile.
And speaking of smiling wallets: We are happy to announce that we are now participating with FSAFEDS in the Paperless Reimbursement program! Enrollees who contribute to a health care flexible spending account are already saving money by using pre-tax dollars to pay for their health care expenses and now that we can offer Paperless Reimbursement, we have the opportunity to help our enrollees save a lot of time, as well! First, why should you choose Delta Dental? Delta Dental was started over fifty nine years ago by a group of dentist whose sole mission was to take care of people’s oral health and do so in a cost-effective manner.
Over the years, we have helped millions of people maintain and improve their overall health. Currently Delta Dental has over 60 million members in our plans. We have also had the distinct honor and pleasure of serving the active duty and retired military communities for the past 27 years and counting under the TRICARE dental programs.
Dental insurance is all we do, and based upon our 98 percent retention rate of current and release we do it well! Next, which plan option is best for you? As with most things, the right plan depends completely upon your personal situation.
While the Standard Plan and the High Plan cover the same exact procedures, the percentages of that coverage as well as the maximum and deductibles, vary. So, are you the type of person who typically just visits to the dentist twice a year for your routine cleanings and exams? Perhaps you need an occasional cavity filled or possibly an extraction? If so, the Standard Plan might be the way to go.
With an average biweekly rate at just $10 for Self Only, $20 for Self Plus One, and $31 for the whole family, you’ll save more money from the Standard Plan then you’re putting in, and that’s just if you go for the routine services! Or, maybe in addition to having your routine services taken care of, you anticipate possibly needing a root canal, gum surgery, crown, implant or denture? Do you have kids who might need braces? If this sounds like you, then the High Plan is probably best fit.
With an average biweekly rate of just $20 for Self Only, $40 for Self Plus One, and $60 for the whole family, it covers a higher percentage of the more costly procedures, and provide you with a higher annual maximum and a lower deductible.
The bottom line is that this is YOUR program and it’s YOUR choice. If you’re still not sure what plan suits you best, more helpful information can be found in the “Compare Plans” table on our website, which has a high level benefits summary.
Further coverage details can be found in the Plan Brochure. Keeping you and your family happy and healthy is our number one mission at Delta Dental. One way we do this is through education and wellness programs.
On our “Use Your Plan” page, there is a link to our SmileWay wellness site which offers over a hundred articles on dental topics, oral health tips, content for teens and seniors, videos and other information.
Take the SmileWay challenge to review your potential oral health risk factors, get educated on what you can do for better physical and oral health, and stay informed about how to continuously improve living a healthy lifestyle.
How do I maximize my benefits? Now that you have a good idea of our plan options and wellness programs, the next big question is “How do I get the best bang for my buck and the best services possible?” The answer to that is very simple visit a Delta Dental Federal Employees Dental Program network dentist! We have a large nationwide network of dentists, so finding one near you is as easy as clicking this link.
When you visit and network dentist, you have ZERO cash-shares for your routine cleanings, exams, and x-rays. You’ll never be charged more than the program allowable amount for any other services rendered nor will you ever have to pay a deductible.
That means huge cost savings for you! When you visit a Delta Dental Federal Employees Dental Program network dentist, even for just your routine services, you will essentially give back all your premiums and then some! Network dentist also file your claims paperwork for you.
Best of all, when you visit and in- network dentist, you can get a substantially richer annual maximum benefit. To maximize your savings, it is important to make sure your dentist’s is part of the Federal Employees Dental Program by visiting our dentist directory at WWW.
deltadentalfeds.org. While we can go on about the program and the tremendous value it represents, we think you get the idea. Dental Insurance is our specialty, it’s always do and all we’ve ever done since we pioneered the industry of taking care of people’s oral health many years ago.
We are excited to offer you coverage created specifically for the needs and affordability for federal employees and customer service that is our hallmark at Delta Dental. So do like sixty million others have done, and choose Delta Dental for affordable rates, 100 percent coverage for in- network preventive care services, access to the nation’s largest network of dentist and more.
If Open Season has already begun, please either click Enroll Now on our Home Page or visit BENEFEDS.com directly to enroll in Delta Dental. If it has not yet begun please come back and visit us to enroll! Thank you for your time.
We look forward to serving you and your family, now and in the future.